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the gummy fish belt removed my skin! you'll be hearing from my lawyers.

Posted in how is credit supposed to work? Posted 5 years ago

@Tsundererra: So it would seem.
I am also all in favor of a total revamp of the education system. Shit's wack, yo. My state seems to be especially bad at it.

@Kitalpha Hart: i rely heavily on online tax services to do my taxes
I got driver's ed in high school, but since my family was no help whatsoever, I never got my license or a car until just a few years ago, after having to take adult driving classes and buying a car off my grandma. Better late than never, I guess, but it sure would have been nice to be prepared for things at the appropriate age.

Posted in how is credit supposed to work? Posted 5 years ago

@Tsundererra: capital one is where i just got approved from :o Maybe banks are just biased against us after all.
I am all for a mandatory "life skills" (or whatever equivalent title) class for every high schooler. Hell, have something akin to this in every level of education, and just have the lessons evolve in nature and complexity as they age just like all the other subjects. Turn the 3 Rs into the 4 Rs: Reading, wRiting, aRithmetic, and Real life.

Posted in how is credit supposed to work? Posted 5 years ago

@Tsundererra: That's what I thought, and went to my bank first. Got rejected. But I got approved by a different company that was suggested by a friend of mine as the place they got their first card. So at least I've got a foot in the door now.
But I do really wish kids would be taught stuff like this in school tbh. Some of us don't have families who care enough to tell us things... or who know what they're talking about at all. ;v;

@Kitalpha Hart: Exactly! Apparently I got lucky when my biology teacher taught us how to write a check. I heard they quit doing driver's ed in high schools, too. But meanwhile they're finding even more complicated ways to do math, if my younger sister's homework was any indication.

Posted in how is credit supposed to work? Posted 5 years ago

@Lufi: The one I just got is secured; I haven't seen anything about a deposit, though. My bank's options were pretty limited. That was where I tried to apply for a card the first time and got rejected, but I managed to get approved elsewhere.

@Totalanimefan: That's pretty much what I was planning on doing with it. No idea how long it will take before I'm good enough to get into an apartment though..

Posted in how is credit supposed to work? Posted 5 years ago

Most of the other options don't really apply to me, so I just hunted around and found a different credit card company to try my luck with. Got approved that time! Huh. Was kinda spooked by how fast it approved me, considering I waited a whole week-plus for my rejection letter from the last one. TIME TO SEE HOW THIS GOES, I GUESS
i still honestly don't understand how credit works. I guess I'll start figuring it out as I go along, like with everything else. :Y

Posted in how is credit supposed to work? Posted 5 years ago

>get told all my life "Don't get a credit card unless you wanna go into debt lol"
>find out you can't do literally anything without a credit score and can't get a credit score without a credit card
>apply for a basic credit card from my bank
>get rejected because i don't already have a credit score
???
wtf, guys. You can't make something necessary and then say you have to have that thing in order to get that thing. It doesn't work. So now what? continue to get rejected for credit cards because I have a rejected credit card application on my record now on top of having no credit history? THANKS.

Posted in Chapter Five: Vanora Posted 5 years ago



Posted in another halloween wasted (long rant) Posted 5 years ago

as if i needed more to go wrong, now it's pouring down rain. We're not even gonna get any trick-or-treaters. All of this was literally for nothing.

Posted in another halloween wasted (long rant) Posted 5 years ago

aww, I'm sorry to hear that. Sounds like things are pretty hard on you all this year. I hope the move goes well at least. That's just another added stress on top of everything. I'd offer you a hug if I weren't so gross and germy!

i agree on letting kids be kids while they can.
i rememberr my mom made me stop trick or treating at 12 and I had to watch my friends go without me while she took my little sister and I had to stay and pass out the candy...
maybe you can find something different to do together with your son that will make him feel a little better.

Posted in another halloween wasted (long rant) Posted 5 years ago

Should have expected it, really. Every year since childhood, something stupid always has to be going on. This year it's the flu. I was already gonna be limited to passing out candy at grandma's house, but my partner was going to come over and we'd find something else to do that night or the next day. We were smart enough to go to a haunted attraction earlier in the month, so at least it hasn't been a total waste, but it would be nice to be able to celebrate on Halloween. So I went through all the trouble of decorating and buying treats, only for both of us to get sick. We both got our flu shots and we both got the flu--or at least a really nasty cold. I don't know the difference and I don't care; I'm mad. Had to call in to work today and hope they'd be understanding after already scheduling me to get out early enough that I wouldn't miss trick or treat hours. Went to work sick yesterday and it was at least tolerable, so I thought maybe that was the worst of it. Then I spent all night getting up to blow my nose, drink water, and take cough drops and nasal spray because of course the sore throat and stuffy nose wait until I'm trying to sleep to finally kick in. It always waits for night. Got hardly any sleep, woke up feeling achy with the chills, and knew there was no way I'd make it through another work day. IDK what I'm gonna do about the candy. Put gloves and a mask on and hope I don't pass out the flu alongside it? Make my grandma do the whole thing? Last year I was depressed because our plans to meet up and do things together got ruined (of course), so I just left everything on a little table outside and let the kids help themselves. Which they did, and it's always the teenagers in sweatshirts who don't even bother participating who will keep sneaking back in for more or just run off with the whole thing.
Now I get to tear down all my hard work in a day or two without even getting to enjoy it in the first place. And once again pray that "next year will be different", all while knowing it probably won't.
I'm just so sick of everything tbh; it's not just Halloween (my favorite time of year, which now gives me anxiety because I always anticipate something going wrong--and it always does), it's my whole life. My best efforts are worthless. It never matters how much I put into something, how much planning or work or research or followup I do; it all comes down to outside factors--i.e. other people, more often than not--screwing up in ways beyond my control. How am I supposed to contend with that? There's only so much one person with no money or friends can do in this world. Everyone who goes around saying things like "You are in control of your own destiny" and "It gets better" obviously hasn't lived my life.

Posted in The Reaping Ritual Gift Exchange Posted 5 years ago

good thing i actually read the lore for once.. #teamtrick


3 is the only one that sounds potentially safe and/or appealing to drink, but 4 has me curious... The other two just sound painful.


Honestly yeah, I do think people throw that saying around to avoid dealing with other people's problems and feel like they did something. Not everyone, but people will definitely spit out platitudes to make themselves feel better and claim it's for you, without offering any real form of help or support.
Mental health doesn't get better on its own, nor do illnesses simply go away. They require treatment and lifelong management. If it's not an illness but your life situation that is the problem, then that's what needs to change. And if it's a bit of both, as is often the case, you need real support and motivation to find out what kind of changes need to be made and to keep you on the right track. You need a network of people who will be willing to give you more than a passing "It gets better" as they go on their merry way. Telling people it gets better doesn't make it better. Hoping it will get better won't make it better, either.
And yeah, good times and bad times come and go; things might seem like they're getting better, then suddenly come crashing down all over again, only to repeat the cycle. Some of that crashing is avoidable through change. Some of it is just life, and getting through those parts is about managing your actions and reactions, and how you view your situation. Same for mental illness of any kind. Even with treatment and upkeep, there will probably be symptoms. It never just all goes away forever. This is why genuine support from people you trust is essential, and why you should always communicate what you're going through. If you feel like they're not listening and just jerking you around or trying to get you to shut up, call them out on it. Maybe it's true, or maybe they think they're helping and they just need to change their approach. If you reach out to someone and they don't seem like they can or will help, find someone else. Talk to a professional; it may just be them doing their job, but they will have insights and access to resources that friends and family usually don't. They also aren't going to get worn out from hearing your story. A professional who knows what they're doing isn't gonna just tell you what they think you wanna hear. They'll help point you to what you need.
Also, sometimes it's good to just take a break. You sound like you're really burnt out and it's contributing to the problem. If you can make the time to just fuck off from everyone for a little while, rest, and make some sort of action plan (whatever you think would be best for you at the moment), that might help. Then you can go from there.