Jamsey's posts
Posted in What video games have you been playing lately?
Posted 2 years ago
i've been putting a lot of hours into pathfinder: wrath of the righteous. They just released the enhanced edition and it's pretty good! But there's almost too many choices that it's hard to not just restart and make new characters xD
Posted in do you guys like mobile games?
Posted 2 years ago
So i'm a PC gamer but I do like the idea of having a phone game to play when i'm bored. The problem is most of them suck or are difficult to progress in without paying real money. Does anyone play any mobile games that they enjoy? So far i've been playing the mobile octopath and one somewhat rogue-lite called gumballs & dungeon.
Posted in House buying
Posted 2 years ago
I'm in the process of buying a house rn! we should close on the 31st if all goes well. We took a USDA loan which has a 0 down payment, but you can only live in rural areas.
My experience has been pretty easy, the lender and real estate agent pretty much do everything for you. You just have to make sure you sign stuff and give documents (like paystubs and whatnot) to the lender
Get ready for closing costs though, IT EXPENSIVE (ours 12,000). You may also have to put down money for an escrow (was 500 for us) and for the inspection (was 600). There's a lot of extra costs they don't tell you about until you have to pay it.
You gotta get home owner's insurance as well which is added into your mortgage! It costs more depending on if you're in a flood zone or if there's a fire hydrant near by.
It's been A LOT but like i said, the real estate agent and lender basically do everything and you just supply documents or sign, and spend all yo money.
My experience has been pretty easy, the lender and real estate agent pretty much do everything for you. You just have to make sure you sign stuff and give documents (like paystubs and whatnot) to the lender
Get ready for closing costs though, IT EXPENSIVE (ours 12,000). You may also have to put down money for an escrow (was 500 for us) and for the inspection (was 600). There's a lot of extra costs they don't tell you about until you have to pay it.
You gotta get home owner's insurance as well which is added into your mortgage! It costs more depending on if you're in a flood zone or if there's a fire hydrant near by.
It's been A LOT but like i said, the real estate agent and lender basically do everything and you just supply documents or sign, and spend all yo money.